Who is eligible for the cover?
The applicant and the spouse should be between 18 and 65 years at entry.
Children between 30 days and 18 years automatically qualify for inclusion. Those above 18 years up to 24 years can be included only if they are students in school/college.
Waiting periods are as follows;
a) 1 month for all illnesses but treatment as a result of accidental causes are covered from commencement date.
b) 1 month waiting period on death as a result of natural causes. Death as a result of any accident is covered from commencement date
c) 9 months’ waiting period for maternity and pregnancy related treatments.
d) 1 year waiting period for surgical treatment unless surgery is as a result of an accident
For more information on this product
click here to download the Afya Tele brochure, contact us online here or visit our Office at
Rehani House, 5th floor, Junction of Kenyatta Avenue & Koinange Street .
Kinga ya Mkulima
Kinga ya Mkulima is specially designed for small scale tea farmers that are registered with the Kenya Tea Development Agency. It can be taken as an individual or as a family and includes daily hospital benefits, medical surgery benefits as well as funeral benefits.
For more information on this medical cover, kindly contact Britam online here or visit our Office at Rehani House, 5th floor, Junction of Kenyatta Avenue & Koinange Street or click here to download brochures in English or in Swahili.
Endeleza Elimu
This is a school fees guarantee for the continuity of a pupil or student’s education, in primary or secondary school respectively, only when there is demise or accidental total and permanent disability of a parent.The cover will be administered by the school and included in the fees in order to give equal opportunity to all children.
Who is eligible for the cover?
Private schools, both primary and secondary.
How does the product work?
• This is a term insurance that insures the school fees paying parent’s life.
• The product covers annual school fees in the event of Natural and accidental death of the parent.
• It extends to cover total and permanent disability due to an accident.
• It has a fixed benefit and is renewable annually for a maximum of 4 years depending on the class the child is enrolled. The sum insured reduces with the remaining years
of school.
Below is a guide on how the cover works for different level of classes
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These classes are guaranteed cover for 4 years
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Std. 1, Std. 2, Std. 3, Std. 5, Form 1
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These classes are guaranteed cover for 3 years
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Baby Class, Std. 6, Form 2
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These classes are guaranteed cover for 2 years
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Nursery, Std. 7, Form 3
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These classes are guaranteed cover for 1 year
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Pre Unit, Std. 8, Form 4
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How much does it cost?
The cost of the cover is 1.4% of annual school fees. This is distributed in 4 year or 8 year tranches, but reduces with the remaining years of school.
If the school chose to pay premiums annual, the premium rates shall be 1.2%.
Sacco Solution
This is a unique insurance product for SACCO members offering them an Inpatient, Accidental death cover, Accidental total and permanent disability cover and an inbuilt Last Expense cover. In addition, the product provides for Credit Life Insurance cover to members taking loans.
Benefits of Sacco Afya
Inpatient Cover
This is a health care plan to manage unforeseen illness or injuries that lead to hospitalization.
Accidental death and total and permanent disability cover
This provides compensation to the insured family/ beneficiary in the event of physical and visible body injury leading to death within 6 months from the date of the accident.
Last Expense
This cover provides support to cover funeral expenses following the death of the insured.
Credit Life
The credit life covers a borrower in the event of death or total and permanent disability to the extent of their bank’s financial interest in the loan (outstanding loan + interest) and the actual monthly loan repayments. Rates to be provided based on the size of the loan book
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BENEFIT
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OPTION 1
(COMPULSARY FOR LOANEES)
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OPTION 2
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INPATIENT COVER LIMIT
Chronic/ Pre-existing/ Psychiatric cases capped at 50% within IP Limit
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Ksh 200,000
Ksh 100,000
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Ksh 300,000
Ksh 150,000
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MATERNITY COVER LIMIT
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Ksh 20,000
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Ksh 30,000
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ACCIDENTAL DEATH/TPD COVER
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Ksh 100,000
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Ksh 200,000
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LAST EXPENSE COVER LIMIT
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Ksh 40,000online here
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Ksh 80,000
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ANNUAL PREMIUM
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Ksh 3,800
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Ksh 5,600
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*For every extra member the premium goes up Ksh 1,400
* Option 2 any additional member KSH 2,000
Comments (4)
At kenal hospital and in pain I need to to be operated but I have not approved my case
Replyl would like to a kinga mkulima poliy where do l start and end
ReplyHello...need clarification on afya tele Insurance....does the card cover an individual as dependants individually and are limits per group or family.....Would like to know my limit for optical....as wished my daughter to be checked using card and was told limit exceeded
ReplyHello...need clarification on afya tele Insurance....does the card cover an individual as dependants individually and are limits per group or family.....Would like to know my limit for optical....as wished my daughter to be checked using card and was told limit exceeded
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